LD&B Insurance & Financial Services (LD&B) is an independent and employee owned firm that provides a full range of insurance and financial services to individuals and businesses. We are proud to serve clients in the central Shenandoah Valley and throughout the United States.

Announcements

  • Our Benefits Administration division has their own website. Click here if you are looking for the LD&B Benefits Card Login.

Our office will be closed on the following dates:

  • November 21, 2018: All locations close at 4:00pm
  • November 22-23, 2018: Thanksgiving
  • December 24-25, 2018: Christmas Eve and Christmas Day
  • January 1, 2019: New Years Day

Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Health Insurance

Protecting you and your family through all stages of your life.
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Financial Services

Financial Services

Provide security for years to come with our full suite of financial services.
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Employee Benefits

Employee Benefits

Help your business attract and retain the best employees.
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Recent News & Updates

How Cold Weather Affects Tire Pressure

Posted: December 11, 2018

From corrosive road salt to slick roads, winter creates many challenges for drivers. Another one to add to the list: Tire pressure dips caused by lower temperatures. Making sure your tires are properly inflated is an important part of getting the best performance out of your vehicle – especially during the winter months. After all, your tires represent the only point of contact between your... Read Article

5 Things To Remember About Claims

Posted: December 7, 2018

At LD&B, we take being here for you a step further than just being the hotline you can call. We act as your trusted advisor, not just on what kind of insurance you should consider purchasing, but how claims can affect your policies. We want you to have the information you need before the claim happens. Read the article below for a few helpful tips... Read Article

Choosing, Transporting and Caring for a Live Christmas Tree

Posted: December 7, 2018

There's something about the experience of cutting down your family's own Christmas tree that starts the holiday season. But did you know there's a lot to know about live trees? From choosing one, to transporting it home and keeping it fresh through the holiday season, there's something we can all learn. That's why we've called in an expert. Richard Palmer, the third-generation owner of Palmer... Read Article

10 Tips to Host a Holiday Party (Without Stressing Out)

Posted: December 3, 2018

Whether you’re planning a fancy multi-course meal or just a small get-together with friends, it takes time and effort to throw a party. Take a deep breath: You’ve got this! No task is too small… and no guest list is too large. Whatever the size of your shindig, here are 10 tips to help with your holiday gathering. (Want more must-read advice? Don’t miss our... Read Article