LD&B Insurance & Financial Services (LD&B) is an independent and employee owned firm that provides a full range of insurance and financial services to individuals and businesses. We are proud to serve clients in the central Shenandoah Valley and throughout the United States.

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Recent News & Updates

Putting a Price Tag on the 12 Days of Christmas

Have you ever thought about what the actual cost is for the unique gifts in the classic “12 Days of Christmas” carol? Seriously, how much does a partridge in a pear tree really cost? (Or where do you even buy the partridge?) Well, if you find one, it will cost you $219.95 this year. And those seven swans? Well, they’ll set you back $13,125, according... Read Article

The Best Crossover Vehicles for Winter

Depending on where you live, either  you’re already experiencing snow and ice or you’re just bracing for the start. Whether your “winter” lasts a day--or months--Property Casualty 360 offers a list of the top cross over vehicles to move you into spring. A cross over vehicle is defined as a vehicle that either offers or comes with standard all-wheel drive (AWD) and features the highest... Read Article

Hazard-Free Holidays

The holidays are a time to come together, make memories with family and friends and enjoy one another’s company. There’s never a shortage of food and good cheer, and there’s always something to be thankful for. This year, we’ve pulled together some of our most popular (and helpful) holiday tips to make life a little easier this holiday season. (There's even a video showing how... Read Article

'Tis the Season to Prevent Fires

There’s no doubt that some of the best holiday indulgences (turkey! cookies! cake!) come out of an oven, not a gift-wrapped box. But along with the many, many good things that originate in the kitchen throughout the holiday season, there’s something undesirable and all-too-common: fires. The kitchen is the most common origin for home fires and fire injuries, according to the National Fire Protection Association.... Read Article