LD&B Insurance & Financial Services (LD&B) is an independent and employee owned firm that provides a full range of insurance and financial services to individuals and businesses. We are proud to serve clients in the central Shenandoah Valley and throughout the United States.

Announcements

  • Our Benefits Administration division has their own website. Click here if you are looking for the LD&B Benefits Card Login.
  • We are hiring! Click here to view our open positions.

Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
Get Coverage

Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
Get Coverage

Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
Get Coverage

Health Insurance

Protecting you and your family through all stages of your life.
Get Coverage
Financial Services

Financial Services

Provide security for years to come with our full suite of financial services.
Contact Us
Employee Benefits

Employee Benefits

Help your business attract and retain the best employees.
Get Coverage

Recent News & Updates

30 Screen-Free Activities Your Family Can Enjoy This Summer

Posted: June 21, 2019

Summer is finally here! As a kid, few times of the year bring more joy. But for parents, all that unstructured free time can bring its own share of struggles. When you were growing up, summer probably meant spending more time outdoors than inside. It meant swimming, bike rides, and games of pickup basketball. Today, however, many children are content to replace those activities with... Read Article

Best Uses For Special Event Insurance

Posted: June 20, 2019

In today’s litigious society, it may be wise to consider purchasing special event insurance if you are planning a wedding, a large party, or another event. This type of insurance can help protect your investment in the event and provide liability coverage for various types of potential claims. Speak with our friendly, helpful agency about an insurance policy to cover your special event. What Is... Read Article

How Much Does Home Insurance Cost?

Posted: June 20, 2019

You’ve negotiated a good deal on your new dream home. It’s in the perfect neighborhood, and in great shape. Even better, those monthly mortgage payments won’t stop you from going out to nice dinner once in a while or even heading off on vacation. But hold on. Did you factor in the cost of homeowners insurance? The cost of homeowners insurance typically doesn’t have a... Read Article

Does My Homeowners Insurance Cover Internal Damage?

Posted: June 18, 2019

When they think of homeowners insurance, many people have fires, storms, and natural disasters in mind. But what about internal damage, such as water leaks and mold? Are these problems covered? Your policy is likely to cover certain types of internal damage, but not all. Our knowledgeable agency will be happy to review your homeowners insurance policy and ensure you are covered for any eventuality.... Read Article