LD&B Insurance & Financial Services (LD&B) is an independent and employee owned firm that provides a full range of insurance and financial services to individuals and businesses. We are proud to serve clients in the central Shenandoah Valley and throughout the United States.

Announcements

  • Our Benefits Administration division has their own website. Click here if you are looking for the LD&B Benefits Card Login.

Recent News & Updates

How to Spot Squirrels in Your Attic

Squirrels can be cute and fuzzy when they’re chewing acorns in your backyard. But those teeth aren’t as cute when they’re gnawing wires in your home or tearing up insulation. Squirrels don’t have the “icky” reputation of other household pests… but they’re still wild animals, and they can do serious damage. When squirrels makes themselves at home in your attic, they often create a real... Read Article

Why Your Kids Should Play Outside This Winter

You’ve just weathered your way through another winter snowstorm. But just because school is canceled or the roads are bad doesn’t mean your family needs to be cooped up inside all day.  In fact, playing outside is the perfect way to make the most of your next snow day. And despite what you may think… there are several reasons why it’s actually better for your... Read Article

Safe Driving In Major Cities

While driving in a major city, you are likely to encounter traffic jams, bumper-to-bumper traffic, and large numbers of pedestrians and bicyclists. The following are safe driving tips to help smooth the way and reduce your risk of an accident. Avoid Driving During Rush Hour Peak rush hour traffic typically occurs from 7:00 a.m. to 9:00 a.m. and from 4:00 p.m. to 6:00 p.m. Stay... Read Article

7 Simple Ways to Beat the Winter Blues

We all know snow and slush can put you in a funk.  More time indoors can expose you to the cold and flu, leaving you sick or tired. And many people are affected by Seasonal Affective Disorder (SAD), which causes depressed moods, sleep disturbances and other symptoms.  While it's tempting to shut the world out and wait for the sun to reappear, there are ways... Read Article