LD&B Insurance & Financial Services (LD&B) is an independent and employee owned firm that provides a full range of insurance and financial services to individuals and businesses. We are proud to serve clients in the central Shenandoah Valley and throughout the United States.

Announcements

  • Our Benefits Administration division has their own website. Click here if you are looking for the LD&B Benefits Card Login.
  • Click here for tips on how to prepare for Hurricane Florence.

Our office will be closed on the following dates:

  • November 21, 2018: All locations close at 4:00pm
  • November 22-23, 2018: Thanksgiving
  • December 24-25, 2018: Christmas Eve and Christmas Day
  • January 1, 2019: New Years Day

Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
Get Coverage

Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
Get Coverage

Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
Get Coverage

Health Insurance

Protecting you and your family through all stages of your life.
Get Coverage
Financial Services

Financial Services

Provide security for years to come with our full suite of financial services.
Contact Us
Employee Benefits

Employee Benefits

Help your business attract and retain the best employees.
Get Coverage

Recent News & Updates

Life Insurance for Single Parents

Posted: September 17, 2018

As a single parent, you want to be there for all of life’s little moments – when your kids start riding a bike, go on their first date or head off to college. Your children count on you for all those things and so much more. That’s why a term life insurance policy is something to consider as a single parent. Life insurance can give... Read Article

How Named Storms Affect Your Insurance Coverage

Posted: September 13, 2018

Ready or not… when a hurricane is on the way, you have to act fast. While you’re making an evacuation plan or stocking up on bottled water, the last thing you want to be thinking is, “Will my insurance cover what happens after this?” Yes, hurricanes can be devastating – personally and financially. But anxiety can keep you from being present to what matters most.... Read Article

31 Must-Have Items for Your Home Emergency Kit

Posted: September 12, 2018

It can be hard to imagine several days (or weeks) without power, internet or running water. But in the event of an emergency, anything can happen. That’s why your family should have an emergency plan and supplies ready for any type of disaster. Depending on where you live, a disaster could mean heavy snow, flooding, a tornado or a hurricane. So make your plan personal... Read Article

Let’s Talk About Life Insurance

Posted: September 4, 2018

Let’s get real: It’s not always easy to talk about life insurance. The annual Life Insurance Awareness Month campaign from Life Happens aims to change that. In this video, spokeswoman Danica Patrick – professional athlete and entrepreneur – discusses her personal journey and the importance of life insurance for living a financially fit life. “In life, you have difficulties, you have struggles,” Patrick says. “I... Read Article