LD&B Insurance & Financial Services (LD&B) is an independent and employee owned firm that provides a full range of insurance and financial services to individuals and businesses. We are proud to serve clients in the central Shenandoah Valley and throughout the United States.

Announcements

  • Our Benefits Administration division has their own website. Click here if you are looking for the LD&B Benefits Card Login.

Recent News & Updates

Changes Coming to Medicare Supplement Plan Options 2020

Did you know there are changes coming to Medicare Supplement plan options beginning January 1, 2020? What is MACRA? The Medicare Access and Chip Reauthorization Act (MACRA) is a law that makes changes to which Medigap polices can be sold beginning January 1, 2020. What does the law change for Medigap policies? After January 1, 2020, any supplement plan that includes Part B deductible coverage cannot... Read Article

What’s a Home Inventory, and Why Do I Need One?

What if you were asked to make a list of everything inside your home from memory? Chances are, you’d end up forgetting a thing or two ... right? Well, if you ever have to file a homeowners insurance claim after a fire or major disaster, you could be asked to do just that. That’s why you need a home inventory. A home inventory is exactly... Read Article

What Can I Do If My Car Is Stolen?

Having your car stolen is a traumatic experience. You step out the door, and your car is simply gone – not there where you left it. Unfortunately, it happens every day to vehicle owners all over the U.S. The following is a checklist to prepare you in case that unhappy event ever happens to you. Check to Make Sure Your Car Has Actually Been Stolen... Read Article

How to Store Your Outdoor Gear During the Offseason

Whether it’s camping, biking, kayaking or skiing, there’s nothing quite like spending time outdoors. Getting outside can be a great way to disconnect from the stresses of everyday life, allowing you to clear your head while enjoying the added benefits of sunshine, fresh air and exercise.  But as the seasons begin to change, so do the outdoor recreation activities you’re able to enjoy. And this... Read Article