LD&B Insurance & Financial Services (LD&B) is an independent and employee owned firm that provides a full range of insurance and financial services to individuals and businesses. We are proud to serve clients in the central Shenandoah Valley and throughout the United States.

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Hazard-Free Holidays

The holidays are a time to come together, make memories with family and friends and enjoy one another’s company. There’s never a shortage of food and good cheer, and there’s always something to be thankful for. This year, we’ve pulled together some of our most popular (and helpful) holiday tips to make life a little easier this holiday season. (There's even a video showing how... Read Article

'Tis the Season to Prevent Fires

There’s no doubt that some of the best holiday indulgences (turkey! cookies! cake!) come out of an oven, not a gift-wrapped box. But along with the many, many good things that originate in the kitchen throughout the holiday season, there’s something undesirable and all-too-common: fires. The kitchen is the most common origin for home fires and fire injuries, according to the National Fire Protection Association.... Read Article

Buyer Beware-Shopping Safety Tips for the Holidays and Beyond

With the holiday season here, you’re probably spending some serious cash to show some love to family and friends. This holiday season, the average American plans to spend $967.13, according to the National Retail Federation. This means it will be a busy time in the stores (not to mention the shipping facilities). When you have a situation where everyone’s spending more money, and add to it... Read Article

Holiday Travel with Kids

Whether you’re heading across town to Grandma’s house or across the country to visit family and friends, it’s important to be prepared if you’re traveling with kiddos. The holidays are stressful enough, so it’s important to plan ahead, be prepared and keep everyone’s spirits bright when traveling to your holiday destinations. Check out these five tips for traveling with kids during the holidays from care.com.... Read Article