LD&B Insurance & Financial Services (LD&B) is an independent and employee owned firm that provides a full range of insurance and financial services to individuals and businesses. We are proud to serve clients in the central Shenandoah Valley and throughout the United States.

Announcements

  • Our Benefits Administration division has their own website. Click here if you are looking for the LD&B Benefits Card Login.
  • Click here for tips on how to prepare for Hurricane Florence.

Our office will be closed on the following dates:

  • November 21, 2018: All locations close at 4:00pm
  • November 22-23, 2018: Thanksgiving
  • December 24-25, 2018: Christmas Eve and Christmas Day
  • January 1, 2019: New Years Day

Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Health Insurance

Protecting you and your family through all stages of your life.
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Financial Services

Financial Services

Provide security for years to come with our full suite of financial services.
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Employee Benefits

Employee Benefits

Help your business attract and retain the best employees.
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Recent News & Updates

5 Common Problems Caused by Clogged Gutters

Posted: October 17, 2018

Raising a ladder to dig mud and leaves from your gutters never sounds like a fun job. But if you’re a homeowner, it’s worth the hassle. That’s because cleaning your gutters can help prevent anything from bees’ nests to a bad foundation. Your gutters and downspouts are designed to divert the flow of water away from your home. It’s an important job, because even a... Read Article

What to Know About Classic Car Insurance

Posted: October 12, 2018

Whether it’s a groovy bus from the 1960s or a muscle car from your glory days… you love when your antique or classic car turns heads. If you’re a car enthusiast, you know the feeling – and you often go to great lengths to restore and protect your classic car. That’s why it’s important to have the right classic car insurance that goes the distance,... Read Article

What is a Medicare Supplement Plan?

Posted: October 9, 2018

If you’re approaching your 65th birthday and starting to research options for Medicare, navigating through all of your new health care choices can be overwhelming. In addition to enrolling in a Medicare plan to meet your anticipated needs, you’ll also have to decide if a Medicare Supplement plan is right for you.  At Erie Insurance, we’re here to help. Here are some things you should... Read Article

Medicare Supplement Insurance: What Is Plan F?

Posted: October 9, 2018

Health care and out-of-pocket costs for Medicare participants are on the rise. If you’re on a fixed income, it can be especially difficult — and stressful — to manage the expenses associated with your care.  If this sounds familiar, a Medicare Supplement insurance plan may be the answer.  Medicare Supplement plans, sometimes called “Medigap,” are private insurance policies that can help pay for the health... Read Article