LD&B Insurance & Financial Services (LD&B) is an independent and employee owned firm that provides a full range of insurance and financial services to individuals and businesses. We are proud to serve clients in the central Shenandoah Valley and throughout the United States.

Announcements

  • Our Benefits Administration division has their own website. Click here if you are looking for the LD&B Benefits Card Login.

Our office will be closed on the following dates:

  • July 4, 2018 – Independence Day
  • September 3, 2018 – Labor Day

Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Health Insurance

Protecting you and your family through all stages of your life.
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Financial Services

Financial Services

Provide security for years to come with our full suite of financial services.
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Employee Benefits

Employee Benefits

Help your business attract and retain the best employees.
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Recent News & Updates

Five Questions to Ask When Planning a Wedding

Posted: May 16, 2018

According to the popular wedding planning site The Knot, couples spend an average of 15 hours per week planning their weddings, but it’s unlikely that much of that time is spent planning for life after the big day. But now that you’ve found the person you want to spend the rest of your life with, make sure you protect each other by considering the bigger... Read Article

Infographic: Understanding Your Auto Insurance (Renewal Guide)

Posted: May 15, 2018

It’s not just four wheels and an engine, it’s a prized possession—the car you cherish. You love it. You definitely count on it. Your auto insurance policy needs to be dependable too. Whether you’re shopping for a new car or your policy is about to renew, now’s the ideal time to take a look at your coverage to be sure you have all the protection... Read Article

Ultimate Guide to Understanding Auto Insurance

Posted: May 15, 2018

When it comes to auto insurance, there are a lot of companies and coverage choices. How do you know who to trust and what’s essential? Some of the insurance terms like endorsements or comprehensive and collision coverage may also be a bit confusing. And what about those extras you can add on? Which ones do you need? We’ve pulled together some of our best resources... Read Article

What Is the Right Time to Purchase Life Insurance?

Posted: May 14, 2018

Life insurance is important because it provides financial security for your loved ones should you become incapacitated or pass away. Even if you have no assets to pass on, a life insurance policy can provide an inheritance for them. It can also be used to pay off outstanding debts, such as a mortgage, car loan, or credit card debts, to avoid placing additional burdens on... Read Article