LD&B Insurance & Financial Services (LD&B) is an independent and employee owned firm that provides a full range of insurance and financial services to individuals and businesses. We are proud to serve clients in the central Shenandoah Valley and throughout the United States.

Announcements

  • Our Benefits Administration division has their own website. Click here if you are looking for the LD&B Benefits Card Login.
  • We are hiring! Click here to view our open positions.

Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Health Insurance

Protecting you and your family through all stages of your life.
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Financial Services

Financial Services

Provide security for years to come with our full suite of financial services.
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Employee Benefits

Employee Benefits

Help your business attract and retain the best employees.
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Recent News & Updates

What We Know About Sinkholes, and What We Don’t

Posted: April 23, 2019

Imagine this: You’re leaving your house, ready to tackle the working day, only to discover a large, inexplicable hole where your car is supposed to be.  That’s the thing about sinkholes. They’re just baffling. At first glance, sinkholes are nature’s slapstick: sudden, unpredictable, dramatic and absurd. But there’s a serious side, too – lives have been lost in sinkholes, and the U.S. Geological Survey estimates... Read Article

How to Help Your Employees Return to Work

Posted: April 17, 2019

As a business owner, your employees are important to you. Making sure they’re taken care of, especially if they’ve needed to take time off from work for an injury or illness, should be a top priority. Related: 5 Workplace Safety Tips for Small Businesses and Startups If one of your employees files a workers’ compensation claim after an incident at work, it’s important to support... Read Article

8 Easy and Affordable Ways to Upgrade Your Kitchen

Posted: April 15, 2019

It’s been said that the kitchen is the heart of a home. That’s because for many families, it’s where you spend most of your time – whether it’s preparing meals, doing homework or chatting over a cup of coffee. Kitchens are not just for cooking anymore. With the increasing busyness of family life and the popularity of open concept floor plans, the kitchen has slowly... Read Article

The 9 Best Driveway Games for Your Family

Posted: April 12, 2019

The days are longer and the temperature is warm. If you have young children, chances are they spend a lot of time cooped up inside or staring at screens. And maybe you haven’t been so active yourself.  Looking for a fun way to enjoy the outdoors? Here are some game ideas to help you soak up the sunshine from the safety of your driveway:  Basketball:... Read Article