LD&B Insurance & Financial Services (LD&B) is an independent and employee owned firm that provides a full range of insurance and financial services to individuals and businesses. We are proud to serve clients in the central Shenandoah Valley and throughout the United States.

Announcements

  • Our Benefits Administration division has their own website. Click here if you are looking for the LD&B Benefits Card Login.
  • We are hiring! Click here to view our open positions.

Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Health Insurance

Protecting you and your family through all stages of your life.
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Financial Services

Financial Services

Provide security for years to come with our full suite of financial services.
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Employee Benefits

Employee Benefits

Help your business attract and retain the best employees.
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Recent News & Updates

How Many Of My Employees Need Key Person Insurance?

Posted: August 22, 2019

Key person insurance can help protect your business in the same way that life insurance helps protect your family. The most valuable asset of any business is its people, and a company can become dependent on certain key persons for its success. If you have executives or employees who are critical to your business, you need key person insurance as part of your business insurance... Read Article

Why Do I Need Separate Flood/Earthquake Insurance?

Posted: August 20, 2019

A number of disasters are covered under the typical homeowners insurance policy, but not everything. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance or earthquake insurance. Our experienced agents can help ensure you have the coverage you need at the best available rates. What Disasters Are Covered By Homeowners Insurance? Although individual... Read Article

How Telecommuting Can Play A Key Role In Business Continuity

Posted: August 14, 2019

The winter of 2017-2018 dropped more than 190 inches of snow on Erie, Pennsylvania, the hometown and namesake of Erie Insurance. On one day during the week of Christmas, 65 inches fell. Roads and businesses were forced to close… but at Erie Insurance, many teams didn’t skip a beat.   Sombath Inthavong, a product rating and analytics manager at ERIE, was a part of one... Read Article

Wedding Registry Survey: What Couples Didn’t Register For (But Wish They Did)

Posted: August 12, 2019

One big part of planning or attending a wedding is the gift-giving. Couples put a lot of thought into the things they ask for on their wedding registry. A registry helps wedding attendees pick out a gift for the newlyweds that they really want…most of the time. Related: 5 Questions to Ask When Planning a Wedding What do newlyweds want? An Erie Insurance survey asked... Read Article