About Us

LD&B Insurance and Financial Services is an employee-owned (ESOP) company providing insurance, financial services, and benefits administration. We are proud to serve clients in the central Shenandoah Valley and throughout the United States from our offices in Harrisonburg, Bridgewater, Broadway, Luray, Staunton, Mt. Jackson, and Woodstock, Virginia.

Our Mission

To provide insurance and financial solutions with the ultimate goal of making a contribution in the communities we serve.

Click LD&B Cares to see our mission in action.

Our History

LD&B was formed in January 1992 through the merger of two well-established agencies: Layman Insurance Agency, Inc., incorporated in 1952, and the Diener and Borntrager Insurance Agency, Inc., incorporated in 1974.  The 1992 merger resulted in a full-service, independent insurance agency offering Property & Casualty, Life & Health Insurance, Employee Benefits, Flexible Benefits, and COBRA administration services.

Since the 1992 merger, LD&B has grown to over 80 employees, seven locations and expanded its services through natural growth and acquisition. In 2011 a Financial Services division was introduced and in 2013, the Flexible Benefits division was rebranded to LD&B Benefits Administrators to further serve clients.

Today, LD&B Insurance and Financial Services is the area’s largest employee-owned firm of its kind, providing a full range of services to individuals and businesses in the City of Harrisonburg, Rockingham County, Shenandoah County, Augusta County, Page County, and beyond.