

Giving back to our community is in our DNA.
Since our founding in 1974, LD&B has stayed true to our mission to support the communities we serve.
As a 100% employee-owned agency, we don’t just work here — we live here.
That means we care about making this a better place for our families, friends, and neighbors.
Making a difference, 365 days a year
supported or sponsored in 2023
for volunteer work
yearly to support nonprofits
Generosity is one of our core values.
We embrace the core values — integrity, service, innovation, teamwork, and generosity — our founders instilled in our culture. We endeavor to ensure they guide every interaction we have with our clients and partners. Contact us and discover what makes us different: We’ll always go the extra mile for you.
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Generosity is one of our core values.
We embrace the core values — integrity, service, innovation, teamwork, and generosity — our founders instilled in our culture. We endeavor to ensure they guide every interaction we have with our clients and partners. Contact us and discover what makes us different: We’ll always go the extra mile for you.
News & Events
2025 EHRC Symposium Recap
Author: Lindsay Bowers, LD&B Employee Benefits Senior Account Representative and Benefits Consultant In May we hosted our Annual EHRC Symposium for both current members and
LD&B to Expand in ‘Most Significant Deal’ in its History
For Immediate Release May 29, 2025 LD&B to expand in ‘most significant deal’ in its history LD&B Insurance and Financial Services is delighted to
Are You Ready for Active Plan Management?
Author: Eric Swartley, LD&B Employee Benefits Consultant Are You Ready for Active Plan Management? My colleagues Trevor Parmer (https://myehrc.com/the-complex-world-of-prescription-drugs/) and Jonathan Crawford (https://myehrc.com/healthcareandyourbottomline/) have done
Healthcare is Killing Your Bottom Line – An Examination of Misaligned Incentives
Author: Jonathan Crawford, LD&B Employee Benefits Consultant Alright, let’s play a game. Imagine your healthcare plan as an actual business unit in your company. Now,
Natural Disasters and the Impact on Insurance Premiums
Over the last 12 months, the United States has been hit with multiple, devastating natural disasters. From the East coast to the West coast, large
Employee Benefits: The Complex World of Prescription Drugs
Author: Trevor Parmer, LD&B Employee Benefits Consultant The Complex World of Prescription Drugs Who profits most from the complex world of prescription drug use in
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News & Events
LD&B to Expand in ‘Most Significant Deal’ in its History
For Immediate Release May 29, 2025 LD&B to expand in ‘most significant deal’ in its history LD&B Insurance and Financial Services is delighted to
LD&B Insurance Introduces Business Consulting Division
For Immediate Release February 28, 2025 LD&B Insurance Introduces Business Consulting Division to Support Local and Regional Organizations Harrisonburg, VA – LD&B Insurance proudly announces
Protecting Your Business & Home from Severe Summer Storms
SummarySummer is here! Check out these tips to protect your home and business from severe summer storms. Each and every year, severe summer storms cause