Condominium Insurance

Condominium insurance provides coverage for your unit where your condominium association insurance stops. Your condominium typically insures the building and other common areas, but you are responsible for the interior of your unit. You typically need personal property and liability coverage in addition to coverage for your floors, walls, cabinets, and fixtures that your association’s insurance will probably not cover. Every association’s insurance policy is different regarding what each unit owner is responsible for, so it’s vital to review your association policy and condominium by-laws carefully.