# LD&B Insurance and Financial Services

> Independent, employee-owned insurance and financial services agency serving individuals, families, and businesses across Virginia's Shenandoah Valley and nationwide since 1974. Represents 80+ carriers across personal insurance, business insurance, employee benefits, individual health, and financial services.

## About
- LD&B (Layman, Diener & Borntrager) is a 100% employee-owned independent agency headquartered in Harrisonburg, Virginia.
- Founded in 1974; serves Harrisonburg, Rockingham, Shenandoah, Augusta, and Page counties and clients nationwide.
- Represents more than 80 carriers, giving clients broader choice than captive agents.
- Mission: provide insurance and financial solutions that make a positive contribution in the communities served.

## Services
- Personal Insurance: home, auto, life, umbrella, and related personal coverage.
- Business Insurance: commercial coverage and risk management for organizations of all sizes.
- Employee Benefits: group benefits design, administration, and consulting.
- Individual Health: individual and Medicare-related health coverage.
- Financial Services: financial planning and business consulting.
- Benefits Administration: ongoing administration and support for benefit programs.

## Key pages
- [Home](https://www.ldbinsurance.com/)
- [Our Team](https://www.ldbinsurance.com/our-team)
- [Locations](https://www.ldbinsurance.com/locations)
- [Careers](https://www.ldbinsurance.com/careers)

## Locations
- Harrisonburg (headquarters): 205 S Liberty Street, Harrisonburg, VA 22801
- Additional offices: Bridgewater, Broadway, Luray, Mt. Jackson, Staunton, and Woodstock, Virginia

## Contact
- Phone: (540) 433-2796
- Email: info@ldbinsurance.com
- Website: https://www.ldbinsurance.com/

## Social
- Facebook: https://www.facebook.com/LDBinsuranceandfinancialservices/
- Instagram: https://www.instagram.com/ldbinsuranceservices/
- LinkedIn: https://www.linkedin.com/company/ld&b-insurance-and-financial-services
- YouTube: https://www.youtube.com/@LDBInsurance

## Optional
- Employee-owned (ESOP) agency with a community program, LD&B Cares.
- Each service line has a dedicated page on the website (Personal, Business, Employee Benefits, Individual Health, Financial Services). Verify exact URLs before publishing.
- Securities and advisory services are offered through third-party broker-dealers; see website disclosures for current affiliations.