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DISCLOSURE: Investment Advisor Services offered through Investment Advisors, a Registered Investment Advisor and a division of ProEquities, Inc. Securities offered through ProEquities, Inc., a Registered Broker-Dealer. Member, FINRA and SIPC. LD&B Insurance and Financial Services is independent from ProEquities, Inc. Please be advised that presently Adam Savanick holds the series 6, 7, 63 and 65 licenses in FL, OH, PA, and VA. Stephen Cavanaugh holds the series 7, 31 and 66 licenses in FL, IN, PA and VA. Steve Brunk holds the series 6, 7, 63 and 66 licenses in DC, DE, MD, PA, TX, VA and WV. For residents of other states in which registration is not held, proper licenses and registrations must be obtained by Adam, Steve or Stephen before proceeding further. No part of this communication should be construed as an offer to sell any security or provide investment advice or recommendation. Securities offered through ProEquities, Inc. will fluctuate in value and are subject to investment risks including possible loss of principal.