Our Team


As our client, you will have a team of highly qualified professionals working for you to provide you with the best coverage for you, your family or your business.  Building a long-lasting relationship with our clients is our number one priority.

Personal Insurance Team Members
Health Insurance Team Members
Commercial Insurance Team Members
Employee Benefits
Financial Services Team
Administrative Team Members

Secure Contact & File Submission Form


Personal Insurance Team Members (Home Insurance, Auto Insurance)

Aldo Alvarez Raygoza

P&C Account Representative
(540) 433-2796

Harrisonburg, VA

Bobbi J. Miller

P&C Account Reprentative
(540) 828-1360

Bridgewater, VA

Charity Jones

Insurance Agent, Branch Coordinator
(540) 896-6106

Broadway, VA

David Hutton

Insurance Agent
(540) 459-8101

Woodstock, VA

Debbie Baker

P&C Account Representative
(540) 477-2515

Mt. Jackson, VA

Denise Click, CISR

P&C Personal Lines Manager
(540) 437-1466

Harrisonburg, VA

Dianna Turner

P&C Account Representative
(540) 843-0234

Luray, VA

Flynn Hulver, AAI

Insurance Agent, Branch Coordinator
(540) 459-8101

Woodstock, VA

J.D. McCurdy

Insurance Agent
(540) 828-1360

Bridgewater, VA

John Riner, CIC

Insurance Agent
(540) 438-4128

Harrisonburg, VA

Kate Fawley

P&C Account Representative
(540) 433-2796

Harrisonburg, VA

Kelly Stauff, CIC

Insurance Agent, Branch Coordinator
(540) 477-2515

Mt. Jackson, VA

Linda Ford

Personal Lines Administrator
(540) 896-6106

Broadway, VA

Lori Wright

P&C Account Representative
(540) 896-6106

Broadway, VA

Lorie Stoneberger, CISR

P&C Account Representative
(540) 843-0234

Luray, VA

Maxine Beauchesne, CISR, CPIA

P&C Account Representative
(540) 438-4121

Harrisonburg, VA

Meredith Chandler, CISR

P&C Account Representative
(540) 437-1477

Harrisonburg, VA

Michele Phillips

P&C Account Representative
(540) 885-5009

Staunton, VA

Myrelsie Castro, CISR

P&C Account Representative
(540) 828-1360

Bridgewater, VA

Rebekah Kimble

P&C Account Representative
(540) 433-2796

Harrisonburg, VA

Richard Fulk

Insurance Agent
(540) 896-6106

Broadway, VA

Sandy Engle, API, AFIS, CPIW, ACSR, AAI, AINS

Insurance Agent
(540) 885-5009

Staunton, VA

Tamyra Painter

P&C Account Representative
(540) 459-8101

Woodstock, VA


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Health Insurance Team Members (Health Plans, Medicare Plans)

Amy Simmons

Individual Health Representative
(540) 433-2796

Harrisonburg, VA

Carla K. Sours

Life & Health Agent
(540) 843-0234

Luray, VA

Danielle Painter

Individual Health Representative
(540) 843-0234

Luray, VA

Jonathan Coddington, LUTCF

Employee Benefits Division Manager
(540) 437-1463

Harrisonburg, VA

Mary Lida Venn, LUTCF

Individual Health Representative
(540) 885-5009

Staunton, VA

Sue Kennedy

Sub-Broker Support Representative
(540) 477-2515

Mt. Jackson, VA

Whitney Sperry

Individual Health Assistant
(540) 477-2515

Mt. Jackson, VA


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Commercial Insurance Team Members (General Liability, Workers Compensation)

Ashleigh Fulk

Commercial Lines Assistant
(540) 437-1423

Harrisonburg, VA

Charity Jones

Insurance Agent, Branch Coordinator
(540) 896-6106

Broadway, VA

Courtney Miller

Commercial Lines Processor
(540) 433-2796

Harrisonburg, VA

David Hutton

Insurance Agent
(540) 459-8101

Woodstock, VA

David Slye

Insurance Agent
(540) 843-0234

Luray, VA

Deanne Koiner, CIC, CPIW, AINS, CPIA

Commercial Lines Account Representative
(540) 438-4137

Harrisonburg, VA

Flynn Hulver, AAI

Insurance Agent, Branch Coordinator
(540) 459-8101

Woodstock, VA

J.D. McCurdy

Insurance Agent
(540) 828-1360

Bridgewater, VA

Jenni Critzer

Commercial Lines Account Representative
(540) 433-2796

Harrisonburg, VA

John Riner, CIC

Insurance Agent
(540) 438-4128

Harrisonburg, VA

Kelly Stauff, CIC

Insurance Agent, Branch Coordinator
(540) 477-2515

Mt. Jackson, VA

Marissa Armstrong, ACSR, CIC

Commercial Lines Account Representative
(540) 438-4124

Harrisonburg, VA

Marsha Good, CISR

Commercial Lines Account Representative
(540) 477-2515

Mt. Jackson, VA

Melissa Shipe

Commercial Lines Administrator
(540) 438-4127

Harrisonburg, VA

Pam Hensley

Commercial Lines Account Representative
(540) 843-0234

Luray, VA

Patty J. Wilbur

Commercial Lines Account Representative
(540) 437-1474

Harrisonburg, VA

Penny Waggy

Commercial Lines Account Representative
(540) 438-4123

Harrisonburg, VA

Richard Fulk

Insurance Agent
(540) 896-6106

Broadway, VA

Skip Weakley, CIC

Commercial Lines Division Manager
(540) 438-4105

Harrisonburg, VA

Terri Carrier

Commercial Lines Account Representative
(540) 437-1475

Harrisonburg, VA

Tim Colligan, CPCU

Commercial Lines Account Representative
(540) 438-4116

Harrisonburg, VA

Troy Suter, CPCU

Insurance Agent
(540) 433-2796

Harrisonburg, VA


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Employee Benefits (Group Health, Group Dental)

Amanda Alt

Employee Benefits Assistant III
(540) 433-2796

Harrisonburg, VA

Carl Litwiller

(540) 433-2796

Harrisonburg, VA

Chelsea Hames

Employee Benefits Assistant II
(540) 433-2796

Harrisonburg, VA

Chris Perkins

Employee Benefits Account Representative
(540) 438-4108

Harrisonburg, VA

Eric Swartley

Employee Benefits Representative
(540) 438-4136

Harrisonburg, VA

Heidi Kauffman

Employee Benefits Account Representative
(540) 433-2796

Harrisonburg, VA

Jen Coppola

Employee Benefits Account Representative
(540) 437-1461

Harrisonburg, VA

John Woodworth

Employee Benefits Representative
(540) 885-5009

Staunton, VA

Jonathan Coddington, LUTCF

Employee Benefits Division Manager
(540) 437-1463

Harrisonburg, VA

Karen Southers

Employee Benefits Account Representative
(540) 438-4120

Harrisonburg, VA

Keith Scheffel

Employee Benefits Representative, MASP Executive Director
(740) 604-0809

Irwin, OH

Lindsay Bowers

Employee Benefits Account Representative
(540) 438-4139

Harrisonburg, VA

Liz Waybill

COBRA Assistant
(540) 434-2796

Harrisonburg, VA

Philip Weatherly

COBRA Administrator
(540) 437-1460

Harrisonburg, VA

Stephanie Mason

Employee Benefits Account Representative
(540) 438-4114

Harrisonburg, VA


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Financial Services Team (Life Insurance, Financial Planning)

Adam Savanick, ChFC®

Financial Advisor
(540) 438-4122

Harrisonburg, VA

Emily Ritchie

Financial Services Assistant
(540) 433-2796

Harrisonburg, VA

Stephen Cavanaugh, CFP®

Chief Executive Officer
(540) 433-2796

Harrisonburg, VA

Steven R. Brunk, ChFC®

Financial Advisor
(540) 438-4109

Harrisonburg, VA


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Check the background of this firm on FINRA’s BrokerCheck.

DISCLOSURE: Investment Advisor Services offered through Investment Advisors, a Registered Investment Advisor and a division of ProEquities, Inc.  Securities offered through ProEquities, Inc., a Registered Broker-Dealer.  Member, FINRA and SIPC. LD&B Insurance and Financial Services is independent from ProEquities, Inc. Please be advised that presently Adam Savanick holds the series 6, 7, 63 and 65 licenses in FL, OH, PA, and VA.  Stephen Cavanaugh holds the series 7, 31 and 66 licenses in FL, IN, PA and VA.  Steve Brunk holds the series 6, 7, 63 and 66 licenses in DC, DE, MD, PA, TX, VA and WV.  For residents of other states in which registration is not held, proper licenses and registrations must be obtained by Adam, Steve or Stephen before proceeding further. No part of this communication should be construed as an offer to sell any security or provide investment advice or recommendation. Securities offered through ProEquities, Inc. will fluctuate in value and are subject to investment risks including possible loss of principal.


Administrative Team Members

Barb Chandler

Director of Human Resources
(540) 438-4107

Harrisonburg, VA

Denise Bierly

Information Technology Administrator
(540) 438-4103

Harrisonburg, VA

Heidi Steele

Receptionist
(540) 433-2796

Harrisonburg, VA

Jeff Wine

Controller
(540) 433-2796

Harrisonburg, VA

Joshua Baldwin

IT Technician
(540) 433-2796

Harrisonburg, VA

Marv Nisley

Home Services and Property Inspector
(540) 433-2796

Harrisonburg, VA

Polly Wilkins

Office Bookkeeper
(540) 433-2796

Harrisonburg, VA

Stephen Cavanaugh, CFP®

Chief Executive Officer
(540) 433-2796

Harrisonburg, VA

Sue Tylee

Administrative Assistant
(540) 433-2796

V. Eugene Diener

President
(540) 433-2796

Harrisonburg, VA


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